Tough times call for tough financial decisions

admin Planning, Retirement, Savings

For most people, times could not be tougher, and implementing a budget will go a long way in taking ownership of your finances. Knowing where you spend – and where you want to spend your hard-earned money, will have a substantial impact on your long-term financial well-being. This is according to Duann Cronje, a Certified Financial Planner at Fiscal Private …

Retirement savings quandrum when considering emigration

admin Planning, Retirement, Savings

With all the political and socio-economic challenges in South Africa emigration numbers continue to rise. Those remaining in the country are questioning if a retirement savings investment is worthwhile when emigration remains a future option. Elena Bevilacqua, Certified Financial Planner ® professional at Fiscal Private Client Services looks at the concept of saving for retirement, “As soon as one starts …

Seven cures for a lean purse

admin Education, Illness, Investment, Lifestyle, Planning, Retirement, Savings

– Age-old money lessons from 1926 that apply in 2020 There is much uncertainty in the world today and the effects of the coronavirus pandemic has had a significant impact on the financial and emotional well-being of many South Africans. COVID-19 and the consequent lockdowns have plunged many countries into recession in 2020 with the steepest per capita income contraction …

Planning your finances? Consult a professional – your future self will thank you

admin Lifestyle, Savings

Featured in Entrepreneurmag.co.za Changing lifestyle and family structures, increased product complexity and choice, as well as an ever-evolving savings and investment environment, all mean that more people are seeking access to financial advice, in order to make more informed and sound financial decisions. The typical product-led approach tasks financial planners to sell various products to the market, and assumes that both …