Top tips for budgeting and getting a bang for your hard-earned buck

admin Planning, Savings

It is almost that time of the year again when frenzied shoppers and bargain hunters descend upon stores and shopping sites looking for deeply discounted items. Black Friday, the last Friday of November, marks the start of the holiday shopping season. While the Black Friday tradition started in the USA, it has become a global phenomenon and a huge hit …

Tough times call for tough financial decisions

admin Planning, Retirement, Savings

For most people, times could not be tougher, and implementing a budget will go a long way in taking ownership of your finances. Knowing where you spend – and where you want to spend your hard-earned money, will have a substantial impact on your long-term financial well-being. This is according to Duann Cronje, a Certified Financial Planner at Fiscal Private …

Retirement savings quandrum when considering emigration

admin Planning, Retirement, Savings

With all the political and socio-economic challenges in South Africa emigration numbers continue to rise. Those remaining in the country are questioning if a retirement savings investment is worthwhile when emigration remains a future option. Elena Bevilacqua, Certified Financial Planner ® professional at Fiscal Private Client Services looks at the concept of saving for retirement, “As soon as one starts …

Seven cures for a lean purse

admin Education, Illness, Investment, Lifestyle, Planning, Retirement, Savings

– Age-old money lessons from 1926 that apply in 2020 There is much uncertainty in the world today and the effects of the coronavirus pandemic has had a significant impact on the financial and emotional well-being of many South Africans. COVID-19 and the consequent lockdowns have plunged many countries into recession in 2020 with the steepest per capita income contraction …

Planning your finances? Consult a professional – your future self will thank you

admin Lifestyle, Savings

Featured in Entrepreneurmag.co.za Changing lifestyle and family structures, increased product complexity and choice, as well as an ever-evolving savings and investment environment, all mean that more people are seeking access to financial advice, in order to make more informed and sound financial decisions. The typical product-led approach tasks financial planners to sell various products to the market, and assumes that both …