Working with us

“To live your best life you need to make informed financial decisions that respond to your life needs and goals”

Lifestyle financial planning

We have a team of financial planners with a wide range of skills, but most importantly we all regard our relationships with our clients as partnerships. Your active involvement in the lifestyle financial planning process enhances the benefits you will experience from our work with you.

Our experienced team of lifestyle financial planning experts will guide and work with you. You may have mixed thoughts and feelings about your life and your money such as:

Am I living as well as I can?
Do I have enough money?
What changes do I need to make?
I feel anxious, but don’t know if I should be?

Our Lifestyle Financial Planning process is centred on you and our aim is to assist you in managing your financial affairs in a way that enables you to live your life well.

There are times when you are faced with very important life decisions. These can have far reaching consequences for you and those who are close to you. We try to help you clarify your choices and make informed decisions. If decisions are made in this way – it is often easier to bear the consequences.

The Lifestyle Financial Plan we assist you to put in place provides a solid foundation to helping you live as well as you can.

7 Steps to building wealth

In listening to you and hearing your story, we learn about you, and this alerts us to your concerns and priorities, both personal and financial. Everyone has a story; in working with Fiscal you have the opportunity to tell yours.

It is important that we are clear on what resources you have available – financial and other, and we understand the obligations and aspirations you have, both now and for the future.

Our conversations also give you a chance to get to know more about us; and how we can assist you.

There is no one perfect course of action that you can know about in advance. The process of understanding, assessing and analysing your needs often presents you with alternative scenarios and courses of action. Where couples have conflicting preferences we give you the opportunity to air and discuss these. In considering the alternatives together, we develop a clear sense of what you can do to improve the chances for you to live as well as you can as long as you live.

Our Team

Testimonials

It is difficult to quantify the benefit of having a trusting relationship with a skilled financial planner when faced with major life changes. These would include the loss of a partner and encroaching loss of independence as a consequence of illness or old age. We help a diverse range of clients. Some are building and accumulating wealth; others are managing their capital to fund their living expenses for the rest of their days. Here is a selection of comments from clients that reflect this diversity.

From the outset our experience of Fiscal has been simply extraordinary. We were seeking sound financial guidance; what we have found is a team of caring individuals with expertise, integrity and a commitment to client wellbeing that permeates every aspect of their service offering. It is truly a pleasure to be members of the Fiscal family and we greatly look forward to continuing our journey to financial prosperity together.

When my husband died of cancer at the age of 56 not only was I devastated with the loss of my soul mate but also I was left to take over his role in everything. Some things were easier than others – I learnt to braai, change a flat tyre, jump-start my car and hang pictures. Others were quite overwhelming especially when it came to financial matters: Was there enough for my future?

I was introduced to Fiscal Private Client Services and had a number of meetings with Kate and Gavin who worked with infinite care and attention to every detail – financial and family needs.

I now have peace of mind and full understanding that my financial affairs are structured, safely invested and with their future planning for my investments I am financially secure until I am 100. I know that at any time I may call on them – should I wish to change anything. Fiscal has given me freedom from the stress of managing my financial affairs.

We perceive one of your main strengths is your unique personal approach to your clients that gives the impression you really care about what’s best for their future.

My wife and I wish to sincerely thank you for a very enlightening and empowering planning process that you took us through these past few months. Being the typical engineer, the process prompted me to learn more on the subject through in depth reading of books and articles.

Best of all, I appreciated the participation of my wife in our discussions and the invaluable lessons and knowledge she picked up and the fact that we are on the same page with regard to the opportunities and challenges of our retirement years. This certainly bodes well for managing expectations for our future lifestyle.