Lifestyle Financial Planning

Through careful planning and investment implementation,
Fiscal helps you prepare for and manage transitions in your life.


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Our Consulting Process Follows 7 Steps



  • We listen

    In listening to you and hearing your story, we learn about you...

  • We collate

    As we get to know you, it is important that we collate and review all relevant information and documentation...

  • We gain a clear understanding

    Having heard your story and gathered all the pieces of the puzzle, we are in a better position to understand your needs...

  • We consider alternatives

    There is no one perfect course of action that you can know about in advance....


  • We guide you

    Having considered the various possible scenarios and alternatives available to you, we craft the most appropriate course of action into a plan...

  • We assist you

    Making decisions is important, but they only have value if they are given effect to and implemented...

  • We review your situation

    We meet with you and review your situation regularly and encourage you to contact us when there are important changes in your life that may affect your plan...

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    How much is enough?



    Building wealth is about far more than money, it’s about the journey to answer the question after creating the life you want to live and securing your future. 

    • We help you to make informed financial decisions in terms of your lifestyle needs and dreams.
    • We pay attention to what matters most to you and we help you to connect your priorities to your financial and investment decisions, developing strategies with you that align with your needs.
    • We’re in it for the long term, helping you to allocate resources effectively throughout your life stages, while efficiently administering your financial affairs.


    How much is enough?



    Building wealth is about far more than money, it’s about creating the life you want to live and securing your future. 

    • We help you to make informed financial decisions in terms of your lifestyle needs and dreams.

    • We pay attention to what matters most to you and we help you to connect your priorities to your financial and investment decisions, developing strategies with you that align with your needs.

    • We’re in it for the long term, helping you to allocate resources effectively throughout your life stages, while efficiently administering your financial affairs.


    Lifestyle Financial Planning



    Through careful planning and investment implementation, Fiscal helps you prepare for and manage transitions in your life before, during, and after retirement. We help you to make a coherent connection between the way you seek to live, your resources and how they are invested.

    People are living longer and women tend to live longer than men. We help you and your family prepare and plan for this, providing regular reviews to help you keep on track. 




    Building a living financial plan

    There are few certainties in the world of investment, but at least know that actions you take today determine the lifestyle you lead in the future. 

    A living financial plan will empower you to make the right financial choices so that you can achieve your lifestyle goals reliably over time.

    Most people fail to achieve financial security, much less their desired lifestyle, because they lack a proper plan. We can help you build your plan based on sound financial principles developed around your lifestyle goals. This will ensure that you enjoy the lifestyle you desire. We focus on you and your unique situation, needs and aspirations. 


    Why use a financial planner?

    At Fiscal, our financial planning specialists who are registered with the Financial Services Board, will give you meaningful financial advice, supported by effective investment management.

    Your financial planner will help you define the lifestyle you want and then structure a personal, step-by-step plan to help you to achieve it.  Our experience and research shows that working with a financial planner significantly increases your probability of achieving your desired outcome.

    Your living financial plan will be adjusted as your personal situation and the external environment changes over time. An ongoing relationship with your financial planner helps you to navigate major life transitions less stressfully. 


    Contact us