State capture, corruption, land expropriation without compensation. These are all terms that have become part of the South African lexicon and part of our daily reality. According to the recent 2020 Bloomberg Misery Index which ranks major economies by inflation and unemployment expectations, South Africa is the third-most miserable economy in the world. Not surprisingly, the Rainbow Nation’s economy is ranked only after …
Debt is something most people find themselves incurring. And it is not difficult to understand how one gets into debt. We have such easy access to credit cards; retail accounts for furniture, clothing, appliances; and regular offers to apply for small loans. Have you noticed that you qualify for a loan without having applied for one? Elena Bevilacqua a Certified …
The Covid-19 pandemic is unquestionably a health crisis. That said, just focussing on the health aspects of the virus is too narrow a perspective. There is a lot more going on than a healthcare challenge. If we reflect back to the most recent global crisis – the Global Financial Crisis (GFC) of 2008 – we remember that it was labelled …
By Andrew Bradley 15 Nov 2020 The Covid-19 pandemic is unquestionably a health crisis. That said, just focusing on the health aspects of the virus is too narrow a perspective. There is a lot more going on than a healthcare challenge. The most recent global crisis before this pandemic – the global financial crisis (GFC) of 2008 – was labelled a financial …
We’ve all dreamed of working on a sunny beach, where you’d use one hand to type an email and the other to sip away at a long island iced tea. Did you know that if you moved abroad to reduce your living costs or moved operations to increase your income – otherwise known as “geoarbitrage” – you might be able …
State capture, corruption, land expropriation without compensation. These are all terms that have become part of the South African lexicon and part of our daily reality. According to the recent 2020 Bloomberg Misery Index which ranks major economies by inflation and unemployment expectations, South Africa is the third-most miserable economy in the world. Not surprisingly, the Rainbow Nation’s economy is …
BY: GAVIN VAN DYK Client centricity, developed through dialogue rather than through number crunching, has been a major theme in financial planning recently, and builds a case for a lifestyle-orientated approach. This begins when a client first contacts a financial planner and for most, this is at the time of their retirement. Typically, the leading question they will ask is whether …
Though the Covid-19 pandemic is unquestionably a health crisis, focusing only on the health aspects of the virus is too narrow a perspective. Much more is occurring than a health-care challenge. The global financial crisis of 2008 originated from poor financial practices. The lasting consequences of the financial crisis led to a business crisis, which led to a health-care crisis. …
For most people, times could not be tougher, and implementing a budget will go a long way in taking ownership of your finances. Knowing where you spend – and where you want to spend your hard-earned money, will have a substantial impact on your long-term financial well-being. This is according to Duann Cronje, a Certified Financial Planner at Fiscal Private …
With all the political and socio-economic challenges in South Africa emigration numbers continue to rise. Those remaining in the country are questioning if a retirement savings investment is worthwhile when emigration remains a future option. Elena Bevilacqua, Certified Financial Planner ® professional at Fiscal Private Client Services looks at the concept of saving for retirement, “As soon as one starts …
