In today’s society, wealth is often celebrated as the ultimate indicator of success. A growing bank balance, a larger home, the latest car, and luxury holidays are widely seen as signs that one is “winning” at life. While money undoubtedly plays a vital role in providing security, comfort and choice, both research and lived experience suggest that beyond a certain …
Factors to consider when purchasing a retirement home
Selecting the right retirement home isn’t just a real estate decision, it’s choosing the foundation for your golden years. This decision deserves thoughtful analysis and our planner, Lana Visser-Galant shares key factors, both financial and non-financial, to consider when purchasing a retirement home. Published by Smart About Money you can read it here: https://www.smartaboutmoney.co.za/hot-topics/factors-to-consider-when-purchasing-a-retirement-home
How to implement smart strategies to paying off debt
Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t, pays it.” This statement highlights the power of interest, which can work for or against you. For those burdened with debt, compounding interest often means paying far more over time than the original amount borrowed. Debt can be …
Start the new year on the right financial foot
It’s always exciting to hear our associates being interviewed on radio. This time, Johann Rossouw shares valuable insights with Moneyweb listeners on starting the new year on the right financial footing. Listen to the full interview here (8mins): https://iono.fm/e/1515588
Power FM interview with Johann Rossouw
The phenomenon of DINKS (Dual Income, No Kids) is on the rise as more couples choose to delay or forgo having children. Our financial planner, Johann Rossouw, explores this trend and its implications on financial planning, on Power FM’s Power Business segment. Tune in to hear his insights.
What you need to know about small businesses and tax
By Lana Visser-Galant Starting a business can be an overwhelming process as there are many factors to consider. One of these is the tax treatment of your business, which depends on the structure of your business and the type of entity you establish. In this article we look at these different types of entities, how they are taxed are the …
Six financial planning tips for DINKs
Dual Income, No Kids (DINK) couples often find themselves in a unique financial position, with the ability to focus on personal and shared goals without the immediate financial responsibilities of raising children. However, effective financial planning is still essential to make the most of their dual incomes and secure a prosperous future. These are the key financial planning tips for DINK …
The personal finance lessons we can all learn from 2023
As the year hurtles towards its close, signs of the festive season are emerging – Christmas decorations adorning storefronts, and the cheerful melodies of holiday tunes resonating through retail spaces. Despite the hustle and bustle of the approaching “silly season”, the end of the year is a good time to reflect on the financial journey of the past year and …
The pitfalls of investing in buy-to-let property
If I had a rand for every time I heard, “Why pay off your landlord’s bond when you can be the landlord?” I would have been a property mogul by now, writes our planner, Johann Rossouw. His latest article spells out the pitfalls of investing in buy-to-let property and the drawbacks which aren’t often discussed in a South African context. Published …
The value of a financial planner
Just like we trust doctors with our health, having a financial planner is essential for our financial well-being. Read Lana Visser-Galant’s article about the value of a financial planner here: https://smartaboutmoney.co.za/hot-topics/the-value-of-a-financial-planner/