2019 Budget Overview

admin Lifestyle, Planning

In summary: Disappointing budget, but Eskom support done in a positive manner. • Negatives: higher deficit and debt ratio’s; upward revision in expenditure ceiling; increased tax burden for individuals. • Positives: Strong statement on SOE’s and no Eskom debt take-on; reduction in public sector wage bill; continued emphasis on private sector’s important role and Strategic Equity Partnerships. Highlights: Upward revision …

Planning for Living Longer and Living Well

admin Lifestyle, Retirement

At a recent lecture which Fiscal director and CFP Kate Brown presented at UCT on health, wealth and attitude related to ageing in the context of integrated financial planning, she highlighted: “Courage and Kindness are two of the most important ingredients in the recipe for living longer and living well.” “Most people avoid thinking about ageing and the financial, health, …

3 Steps to wealth and happiness

admin Lifestyle, Planning

Featured in Cosmopolitan Magazine Is it just us or does being happy and rich seem like the holy grail of life success? The good news is that, according to a new book, you can make sure that your financial plans support your future happiness goals. How Much Is Enough? by Andrew Bradley, Arun Abey and Andrew Ford (published by Random House Penguin) has …

8 behavioural finance insights to create and sustain wealth

admin Investment, Lifestyle

The concept of investing to create wealth – or investing in someone else’s ingenuity – is a recent phenomenon when viewed through history’s eyes. In previous generations, wealth was mostly held by land owners. You either had it or you did not. Wealth was then passed on from one generation to another. The industrial revolution created the opportunity for hard …

Planning your finances? Consult a professional – your future self will thank you

admin Lifestyle, Savings

Featured in Entrepreneurmag.co.za Changing lifestyle and family structures, increased product complexity and choice, as well as an ever-evolving savings and investment environment, all mean that more people are seeking access to financial advice, in order to make more informed and sound financial decisions. The typical product-led approach tasks financial planners to sell various products to the market, and assumes that both …