With the world on fast-forward we cannot afford to be left behind. We need new social contracts that bring new options and better solutions

admin Investment, Lifestyle, Planning

When will our lives get back to normal? They won’t, because normal was the problem. Our lives function on social contracts between citizens and their government. These are broken. They have been for a while. It has nothing to do with the coronavirus. This has been developing for a few years. The world needed change on many fronts. The pandemic …

Old-gen vs new-gen RAs, and why they matter

admin Investment, Lifestyle, Planning

An old-generation retirement annuity fund (RA), which is policy based, is vastly different from a new-generation unit-trust based RA. Abdallah Moosa, a planner and actuary at Cape Town-based wealth management company Fiscal Private Client Services, says RAs fall under the category of retirement funds (including pension and provident funds).https://6b793fb1412da224cba5baa6a5972065.safeframe.googlesyndication.com/safeframe/1-0-37/html/container.html “They are essentially a ‘personal retirement fund’, and contributions are typically …

How to review our companies and strategies for the post-pandemic world

admin Education, Lifestyle, Planning

By Andrew Bradley 15 Nov 2020  The Covid-19 pandemic is unquestionably a health crisis. That said, just focusing on the health aspects of the virus is too narrow a perspective. There is a lot more going on than a healthcare challenge. The most recent global crisis before this pandemic – the global financial crisis (GFC) of 2008 – was labelled a financial …

Governments have to weigh feedback loop of health and business crises

admin Illness, Lifestyle, Retirement

Though the Covid-19 pandemic is unquestionably a health crisis, focusing only on the health aspects of the virus is too narrow a perspective. Much more is occurring than a health-care challenge. The global financial crisis of 2008 originated from poor financial practices. The lasting consequences of the financial crisis led to a business crisis, which led to a health-care crisis. …