How to implement smart strategies to paying off debt

CatalystInvesting

Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t, pays it.” This statement highlights the power of interest, which can work for or against you. For those burdened with debt, compounding interest often means paying far more over time than the original amount borrowed. Debt can be …

3 Steps to wealth and happiness

CatalystLifestyle, Planning

Featured in Cosmopolitan Magazine Is it just us or does being happy and rich seem like the holy grail of life success? The good news is that, according to a new book, you can make sure that your financial plans support your future happiness goals. How Much Is Enough? by Andrew Bradley, Arun Abey and Andrew Ford (published by Random House Penguin) has …

8 behavioural finance insights to create and sustain wealth

CatalystInvestment, Lifestyle

The concept of investing to create wealth – or investing in someone else’s ingenuity – is a recent phenomenon when viewed through history’s eyes. In previous generations, wealth was mostly held by land owners. You either had it or you did not. Wealth was then passed on from one generation to another. The industrial revolution created the opportunity for hard …

Planning your finances? Consult a professional – your future self will thank you

CatalystLifestyle, Savings

Featured in Entrepreneurmag.co.za Changing lifestyle and family structures, increased product complexity and choice, as well as an ever-evolving savings and investment environment, all mean that more people are seeking access to financial advice, in order to make more informed and sound financial decisions. The typical product-led approach tasks financial planners to sell various products to the market, and assumes that both …